Access Investments-European Union- ROMANIA

The Federal Reserve isn't owned by the United States government it's an international business cartel, a privately owned business that generates over 80 billion dollars a year. More money than any company in America. They say that their objective is to reduce inflation, however, the lower interest is, the more people end up going bankrupt after retirement. When you have more bankruptcy, the banks are required to borrow more money from the federal reserve, increasing their profit margin. It seems to only logical that our monetary system should be controlled by a government agency rather than a privately owned business whose prime objective is to make money, and has financial motivation to cause bankruptcy and financial collapse....Markets have been manipulated for thirty years by and for the insiders, creating the too big to fail banks. Data is manipulated by the insiders, the regulators and government to demonstrate that all is well-nothing to see here. The last decade has seen nil interest rates and successive rounds of Quantitave Easing in an attempt to avoid deflation. This policy has totally failed. This leaves only painful policy options going forward. Orthodox economics which ignores the effect of money and debt on economics prescribes minus interest rates and counterfeit currencies. People who understand macro economics have identified the effects of debt, and understand that creating more debt is not a solution. World Debt is at 285% of GDP. Much of it is worthless and will never be paid back-so the action has to be write it off. Starting now...We know rates can't go up by more than 1% due to the quantum of personal debt in existence and the thin layer of surplus cash available for consumption every month.  More than 1% rate rise will signal defaults spiking. Any rise in rate will signal a slowdown in lending which is correlated highly with growth. This is a debt trap. Any inflation and monetary policy has nowhere to go. This is why there is a hang-up on whether to raise rates by 0.25%. Inflation watchers on one side (hawks) and growth seekers (doves). Frankly it's not worth bothering with, as the economy is stagnant at the zero lower bound whilst we operate in an environment of low growth capitalism. To solve the conundrum debt needs to see material reduction to create surplus cash flow, or wages need to increase - neither of which appear on the economic horizon within market fundamentalism.  Radical solutions would be debt jubilee with new controls on bank creation of endogenous money, regulate bank business models, and control spending / consumption to maintain 2% inflation, or increase wages significantly (with investors/ equity taking the hit - a move away from the conception of financial control and shareholder value to a stakeholder model) and drive a demand side response to deliver 'real' economic growth, not zero sum games we see today in stocks and real estate.